John Schmoll, MBA, is a former stockbroker, mutual fund administrator and veteran of the financial services industry. His interest in investing and passion for financial literacy led him to leave his career with a well-known brokerage house to grow an advertising business with his wife and start a personal finance site, Frugal Rules, in 2012. Today he manages multiple personal finance sites and writes for many online publications. His work has been featured in Forbes, Fortune, U.S. News & World Report, Yahoo! Finance, CNBC, Daily Finance and more.